Stable Finance 0.101

The platform offers a streamlined and secure approach to generating returns through stablecoins, boasting a past one-year Annual Percentage Yield (APY) of 10.42% as of April 24th, 2025.

Notably, users benefit from the absence of fees and minimum deposit requirements, with interest accruing continuously.

Stable leverages USDC in conjunction with Aave and Spark to optimize the earning potential of stablecoins:

• USDC is a regulated stablecoin issued by Coinbase and Circle, with over $60 billion in circulation.
• Aave is recognized as a leading secure lending protocol, trusted by major financial institutions such as JP Morgan, and holds deposits exceeding $28 billion.
• Spark offers non-volatile high yields that currently outperform traditional savings accounts.

The platform facilitates earning directly from bank accounts through seamless Plaid integrations.

Moreover, users can take advantage of the Markets tab, which allows for an additional 2% return compared to engaging with Aave independently, without incurring additional risks.

Importantly, Stable operates as a fully non-custodial application, ensuring that only users retain access to their funds.